It’s not considered cosmetic, but it is considered elective – that is, you choose to have it done, it is not medically required. For that reason, most, if not all, insurance policies exclude Lasik surgery. You should check your policy provider to make sure. Because it is not covered by insurance, most surgeons will make payment plans avaialable for those who can’t pay the total cost of the surgery in one lump sum.
Your physcian would have to prove that it is a medical necessity for health reasons, and it would more than likely have to be preauthorized by your insurance company, this would require your physician to submit a form to your insurance company prior to surgery and then wait for approval. It is unlikely that any insurance company would pay for this surgery.
if your health insurance doesnt cover 100% check with your vision plan. If you don’t have a vision plan or there’s no coverage on the vision plan check vision insurers that offer individual policies.
It’s not considered cosmetic, but it is considered elective – that is, you choose to have it done, it is not medically required. For that reason, most, if not all, insurance policies exclude Lasik surgery. You should check your policy provider to make sure. Because it is not covered by insurance, most surgeons will make payment plans avaialable for those who can’t pay the total cost of the surgery in one lump sum.
Your physcian would have to prove that it is a medical necessity for health reasons, and it would more than likely have to be preauthorized by your insurance company, this would require your physician to submit a form to your insurance company prior to surgery and then wait for approval. It is unlikely that any insurance company would pay for this surgery.
if your health insurance doesnt cover 100% check with your vision plan. If you don’t have a vision plan or there’s no coverage on the vision plan check vision insurers that offer individual policies.
No. It won’t be covered.